What to Expect from ObamaCare’s Replacement

By Michael D. Tanner
This article appeared on New York Post (Online) on January 12, 2017.

Republicans have officially begun the long and complex road to repealing and “replacing” ObamaCare. And if you believe congressional Democrats, various special-interest groups and much of the media, the Four Horsemen of the Apocalypse are about to be unleashed.

Former Senate Minority Leader Harry Reid paused on his way out the door to warn, “People are going to die” if the health-care law is repealed. His successor, New York Sen. Chuck Schumer, was only slightly less gloomy, warning of “chaos” and claiming ObamaCare repeal would “make America sick again.” New York Times columnist Paul Krugman suggested Republicans were preparing to “snatch insurance away from millions,” while a CNN report claimed that repeal would lead to the loss of 3 million jobs.

Let’s all get a grip.

In general, most consumers will find themselves with more and better insurance choices after ObamaCare is repealed.
Initially, any changes will be very small and incremental. Repeal won’t happen overnight, or all at once. Rather, Republicans are likely to establish a sunset date, three or four years from now, allowing time to craft a replacement. Still, sooner or later, we’ll be living under a very different health-care system. Therefore, over the next few days, we’ll take a look at what it’s really going to mean for health-care consumers, patients, doctors, hospitals, insurers, businesses and taxpayers.

One of the first things most Americans are likely to find is that they’ll have more choices when it comes to buying insurance. You may have to pay more for insurance that covers some providers and conditions, but you’ll also be able to buy cheaper, less-comprehensive insurance if you want to.

ObamaCare required all insurance to cover a wide-ranging — and expensive — “essential benefits package.” Repeal will mean more of an a la carte approach to insurance, based on individual consumer preference.

In fact, this is likely to be one of the first changes to ObamaCare. While the law requires that there be an essential-benefits package, it gives the president a great deal of discretion in determining what that package should be. President Trump can take action by executive order to repeal some of the requirements that President Obama included.

People will even have the choice not to buy insurance at all, since the much-reviled individual mandate will be gone. Going without insurance may not necessarily be a wise choice, but it does re-establish a fundamental limit to state power over the individual. And it allows young and healthy people to purchase low-cost catastrophic coverage that makes much more sense for them.

Most people will find more choice to be a good thing, but there’s a downside. If people opt out of services that they won’t use — such as men choosing not to buy maternity coverage — it will drive up the price for those who do use those services.

Consumers won’t just find more options in the types of plans; there should also be more insurers to choose from. Recently, insurers have been abandoning ObamaCare exchanges in droves. Roughly a third of US counties have only one insurer participating in their exchange. Repeal will lure insurers back into the market.

Finally, a replacement plan will almost certainly let you shop for insurance out of state. Today, it’s illegal for someone living in New York to buy insurance in, say, Pennsylvania even if a plan there is cheaper. This gives a near monopoly to a small cartel of New York insurers. Allowing consumers to shop across state lines will force some much-needed competition into the insurance market. It will also help prevent New York regulators from recreating the failures of ObamaCare at the state level.

Those changes will mostly affect the individual insurance market, but the majority of Americans who get their insurance through their employer are also likely to see more choice. That’s because any ObamaCare replacement is expected to significantly expand Health Savings Accounts.

HSAs shift control of health-care spending from employers to employees. An expansion of HSAs will most likely allow much larger tax-free contributions to these accounts, and allow them to be used for more health-related expenses, including insurance premiums. That would mean that you — not your boss — would be able to choose your insurance plan.

Expanded HSAs would also mean increased portability for health insurance. Because you could use your HSA to pay your premium, you wouldn’t be as likely to lose your insurance if you changed or lost your job.

In general, then, most consumers will find themselves with more and better insurance choices after ObamaCare is repealed. Still, there are likely to be some people who face challenges, including those with low incomes and those with pre-existing conditions. Tomorrow, we’ll look at what repealing ObamaCare means for them.

Black TV host just destroyed Michelle Obama in Historic Way On Live TV

After stating that the country has “lost hope” now that Donald Trump was elected, former First Lady Michelle Obama is annihilated by Deneen Borelli on live TV by telling her the complete opposite, that the U.S. have a lot of hope after the elections.

Michelle Obama shocked the American public when she sat down with Oprah Winfrey in her last one-on-one interview as first lady and used the chance to bash Donald Trump, stating that the country has “lost hope” since his election.

” We feel the difference now. See, now, we are feeling what not having hope feels like,” Michelle said. “Hope is necessary. It’s a necessary concept and Barack didn’t just talk about hope because he thought it was just a nice slogan to get votes. He and I and so many believe that– what else do you have if you don’t have hope? What do you give your kids if you can’t give them hope?”

Of course, Michelle’s claim totally disregarded the millions of people who actually voted for Donald Trump and feel hopeful for the first time in eight years. Currently, chief political correspondent Deneen Borelli has launched a video response to Michelle Obama’s oblivious comments, slamming her for the arrogance she showed in the interview.

Watch her response below and tell me what you think.

Photo of White House staff awaiting Trump is just plain stunning…

While President Obama talks a good talk (for a change) about doing everything he can to work with President-Elect Trump to ensure a smooth transition of power, there are still signs of bitterness that peek through the veneer. Such as the fact that the Obamas canceled the traditional First Families photo, intended to feature outgoing First Family Barack and Michelle along with incoming First Family Donald and Melania. You know what they say about actions speaking louder than words, of course. And if you had any doubt about the true feelings of those in the Obama camp about the prospect – now a foregone conclusion – of Donald Trump administration succeeding them, here are your pictures worth a couple thousand words. Here’s the Obama White House staff awaiting the visit of President-Elect Trump today – see Josh Not-So-Earnest looking particularly not-so today:
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And yesterday, as they watched Obama deliver his remarks about ensuring a smooth transition of power. (Yep, Valerie ‘Rasputin’ Jarrett doesn’t look too happy, does she?)

Their “curbed” enthusiasm is understandable, of course, when you consider they must realize everything they’ve worked for during the past eight years is not only at risk but likely under attack with the new administration, along with the Republican majority in Congress.

Perhaps we can recommend they retreat to a safe space… like somewhere far, far away from Washington, DC.

[This article was written by Michelle Jesse, Associate Editor]

Donald Trump’s Argument For America

Starting out, “Our movement is about replacing a failed and corrupt political establishment with a new government controlled by … the American people.” Trump spokesman Jason Miller introduced the ad saying the TV commercial is a positive closing message to American voters, and … Secretary Clinton has abandoned any positive message of her own. … Voters are looking to go in a new direction and Mr. Trump is ready to lead this change.

The final, closing political TV ad by Donald Trump and against Hillary Clinton, titled, Donald Trump’s Argument For America, like a closing argument. Trump was said to have spent $4 million for buying TV air time for the commercial in states such as New Mexico, Pennsylvania, Michigan, Minnesota, Florida, Colorado, Nevada, Iowa and North Carolina, which were considered as swing states in the election.

The Donald Trump In These Allegations Is Not The Complete Monster I Married

Melania Trump

Melania Trump

Over the last few days, a number of women have come forward to accuse my husband, presidential nominee Donald Trump, of sexually assaulting them. As the candidate’s wife, I know him better than anyone, and I want to assure voters that the Donald Trump in these allegations is not the complete monster I married.

Believe me, the misogynistic, lying, pathologically self-centered Donald I know is nothing like the one these women describe.

I’ve been married to Donald Trump for more than 10 years now, and in all the times I’ve seen him treat other human beings as nothing more than objects for his own gratification, I’ve never seen him do the things he is currently being accused of.

I realize my husband has his faults. He can be impulsive, short-tempered, cruel, arrogant, bigoted, thin-skinned, manipulative, hateful, defensive, intolerant, deluded, vindictive, greedy, perverted, narcissistic, dishonest, threatening, megalomaniacal, and psychopathic. But show me an irredeemably horrible, self-obsessed person who isn’t. What I have never personally seen him do, though, in all the years I’ve listened to him say demeaning and graphically sexual things about women, is touch someone without their consent.

That is simply not the vicious, racist, dangerously unstable sociopath I wake up next to every morning.

Now, am I by Donald’s side 24 hours a day? Of course not. But based on what I’ve experienced of him as a disgusting, reprehensible egomaniac who sees only himself and denies the humanity of others, it’s hard for me to imagine him doing the things these women accuse him of. Scapegoat racial minorities? Yes. Make veiled suggestions that someone should assassinate his opponent? Sure. Degrade and humiliate women at every opportunity in his personal and professional life? Of course. But assault? I just can’t see the loathsome demon I married doing something like that.

In the coming days and weeks, the media is going to try to portray my husband as a lecherous, chauvinistic serial abuser. But what they don’t understand is that deep down inside, he’s just a prurient, sexist predator ‘one who doesn’t let anything get between him and the satisfaction of his immediate desires’ and that’s it! Nothing more, nothing less.

I know people will say that I’m deluding myself. That I can’t read the writing on the wall. That the only way I can be psychologically comfortable continuing to live alongside such a heartless, dangerous, malignant individual is by blindly convincing myself that he could never have committed the crimes that he’s been accused of and, indeed, bragged about on tape. All I can say is that when I see him in the morning before he goes to work and at night when he returns home, Donald is simply a human horror show who has never once given a moment of thought to the hopes, dreams, struggles, or circumstances of anyone else in existence. That’s my Donald.

So before you rush to judgment, please, forget what the media is telling you for a moment, and try to see my husband the way I do: as a repugnant, repulsive cancer of a person who makes our world a crueler, more hateful place by his very existence.

That’s the real Donald Trump

Hillary Clinton’s Most Idiotic Moments

I wonder how she is going to feel this time when she loses the White House! Will she secretly commit suicide? Will she sail off into the sunset with all the Clinton foundation’s money? Or will she slip on a banana peel and hit her head again? Who knows what kind of shenanigans she will get into! What difference at this point does it make? She will never see the inside of the Oval Office again in her life! I can’t wait for the debates! Go Trump!!!

This Video Will Get Donald Trump Elected

This is a compilation video of Donald Trump’s views and opinions being consistent over the past 30 years.  SHARE THIS VIDEO WITH FRIENDS AND FAMILY!

So many people are saying he will be a dictator and that he will destroy America, but they always fail to say why or how. You people fall for what the media says to much. This guy has an amazing tax plan, plans to decrease government spending, help put illegal immigrants to work by making them legal, help corporations and businesses bring jobs back to the U.S., and plans to get rid of the corrupt politicians. Yet everyone hates him because he says mean things? Elect your precious hillary america. But remember, when she increases government spending, lets illegals in here like crazy, give most benefits to those illegals, increases taxes on businesses and the working class.

It would be great to have a leader who loved the country. Trump is a machine and would work tirelessly to make the country stronger. I firmly believe that. He has gained a lot of confidence from me just by the people he has around him. To be fair, I wasn’t a Trump supporter until after he won the nomination. His campaign is one of the few I’ve repeatedly given money to. God bless the USA and God bless Trump.

Presidential poll: Donald Trump pulls ahead of Hillary Clinton

Donald Trump and Hillary Clinton start the race to November 8 on essentially even ground, with Trump edging Clinton by a scant two points among likely voters, and the contest sparking sharp divisions along demographic lines in a new CNN/ORC Poll.

Trump tops Clinton 45% to 43% in the new survey, with Libertarian Gary Johnson standing at 7% among likely voters in this poll and the Green Party’s Jill Stein at just 2%.

How Donald Trump could win
The topsy-turvy campaign for the presidency has seen both Clinton and Trump holding a significant lead at some point in the last two months, though Clinton has topped Trump more often than not. Most recently, Clinton’s convention propelled her to an 8-point lead among registered voters in an early-August CNN/ORC Poll. Clinton’s lead has largely evaporated despite a challenging month for Trump, which saw an overhaul of his campaign staff, announcements of support for Clinton from several high-profile Republicans and criticism of his campaign strategy. But most voters say they still expect to see Clinton prevail in November, and 59% think she will be the one to get to 270 electoral votes vs. 34% who think Trump has the better shot at winning.

Read the entire story at CNN at http://www.cnn.com/2016/09/06/_politics-zone-injection/trump-vs-clinton-presidential-polls-election-2016/